A 2,000 square foot house with an electric range, an electric dryer, a water heater, three kitchen appliances and a 5,000 VA air conditioner has a calculated load of 29,625 VA, or 123.4 amps at 240 volts, under the NEC standard method. That fits a 125 amp service at minimum and a 150 amp panel comfortably. Add a 32 amp EV charger and the load reaches 155.4 amps, which calls for 200 amps.
How the electrical load is calculated
The standard method is Part III of NEC Article 220 (2023 numbering, as laid out by Electrician U). Each group of loads gets its own demand factor, because not everything in a house runs at once:
- General lighting and outlets: 3 VA per square foot of living area (220.41).
- Small-appliance and laundry circuits: 1,500 VA for each of the kitchen's 20 amp small-appliance circuits (at least two) and each laundry circuit (220.52).
- Lighting demand factor (Table 220.45): the sum of 1 and 2 counts 100% for the first 3,000 VA, 35% from 3,001 to 120,000 VA, 25% above that.
- Fastened-in-place appliances (water heater, dishwasher, disposal, built-in microwave): 100% of the nameplates, or 75% when there are four or more (220.53). Ranges, dryers, heating and air conditioning are counted separately.
- Dryer: 5,000 W or the nameplate, whichever is larger (220.54).
- Range: Table 220.55. One range of 8¾ to 12 kW counts as 8 kW; above 12 kW, add 5% of 8 kW for each kW or major fraction over 12. At 8¾ kW or less, Note 3 allows 80% of the nameplate.
- Heating or air conditioning, whichever is larger: they do not run together, so 220.60 lets you drop the smaller one.
Amps = (lighting demand + appliances + dryer + range + larger of heat or AC) ÷ 240 V
Worked example: the default house
- General lighting: 2,000 sq ft × 3 VA = 6,000 VA
- Two small-appliance circuits and one laundry: 3 × 1,500 = 4,500 VA, total 10,500 VA
- Table 220.45: 3,000 + 7,500 × 35% = 5,625 VA
- Appliances: 4,500 + 1,200 + 800 + 1,500 = 8,000 VA, four of them, × 75% = 6,000 VA
- Dryer 5,000 VA, range 12 kW at 8,000 VA, air conditioning 5,000 VA (no electric heat)
- Total: 5,625 + 6,000 + 5,000 + 8,000 + 5,000 = 29,625 VA ÷ 240 V = 123.4 A
The appliance wattages are typical placeholders; replace them with your nameplates. Electrician U's own example, a 1,500 sq ft house with a 12 kW range, 6 kW of heat, a 5,000 VA dryer and five appliances totaling 8,400 VA, comes to 30,400 VA and 126.7 A; enter those numbers and the calculator gives the same.
Lighting load by house size
General lighting plus two small-appliance circuits and one laundry circuit, after Table 220.45:
| Living area | 3 VA per sq ft | With 4,500 VA of circuits | After demand factor |
|---|---|---|---|
| 1,000 sq ft | 3,000 VA | 7,500 VA | 4,575 VA |
| 1,500 sq ft | 4,500 VA | 9,000 VA | 5,100 VA |
| 2,000 sq ft | 6,000 VA | 10,500 VA | 5,625 VA |
| 2,500 sq ft | 7,500 VA | 12,000 VA | 6,150 VA |
| 3,000 sq ft | 9,000 VA | 13,500 VA | 6,675 VA |
| 4,000 sq ft | 12,000 VA | 16,500 VA | 7,725 VA |
Doubling the floor area adds surprisingly little: most of a home's calculated load comes from the big appliances.
100, 150 or 200 amp service?
Divide the load by 240 V and round up to a standard rating from 240.6(A). The service may not be smaller than the calculated load (Electrician U cites 230.42), and 230.79(C) sets 100 A as the floor for a one-family dwelling. Switch the dryer off and set the range to 0 for gas, and the default house falls to 16,625 VA, 69.3 A: it still gets 100 A. The same 2,000 sq ft house with 15 kW of electric heat reaches 39,625 VA, 165.1 A, so 200 A. The calculator shows the smallest standard rating and the next of the common panel sizes, 100, 150, 200 and 400 A. Local rules can be stricter: Wisconsin's electric code, for example, requires 150 A for two-family dwellings.
What this method does not cover
- Existing houses. 220.87 lets an electrician base an upgrade on a year of actual peak demand, times 125%, plus the new load. It often shows more spare room than the calculated method.
- The optional method (Part IV) is a second, simpler calculation for dwellings; the service may be sized by either.
- EV chargers, hot tubs and shop equipment are entered here at 100% of their rating with no demand factor. Check how your electrician counts an EV charger under 220.57.
- Multifamily buildings use different demand factors.
Next steps
Size each new circuit with the breaker size calculator and the wire size calculator. Convert nameplates in amps or horsepower with the amp calculator. Feeding a detached garage or shop? Check the voltage drop on the feeder. All tools are on the electrical calculators page.